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“Everybody now knows that all deposits at American banks will be protected by the Fed, as will the value of a large class of bonds at American banks.”

Not at the 4000 community banks.

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Thanks for your insight, it’s appreciated. As upset as I am that bankers cannot seem to avoid bail outs again and again by government, including loans on bad bets already made, I’m a bit more concerned the fed seems to arbitrarily have closed signature for offering services to crypto companies, which haven’t been made illegal. I get the moral hazard of gambling, but casinos are allowed banking services and I fail to grasp the difference. I hope it’s not just sufficient donations to the politicians and regulators, but it feels that way...

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